0330 053 5823
August 14th, 2018

New stamp duty and what you will pay

The new stamp duty rules came into effect last November but many are still unsure of what they need to pay. Here are the stamp duty rules – and what you will pay: The first thing to note is there are big differences between the rules for first-time buyers and everyone else. First-time buyers You […]

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August 6th, 2018

Hidden gem that must be viewed – Brand new offices to let in St Helens

Craig Court – Standish St, Saint Helens WA10 1GJ Hidden gem that must be viewed!! Only 2 left. Call us today on 01744 750005 Are you looking for new professional offices in St Helens, with secure parking too? Then this brand-new development is waiting for you. The real gem here is that the offices can […]

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July 19th, 2018

I should have got a survey

Watch this 2 minute video from the BBC  

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July 16th, 2018

We are hiring

We are looking to hire more surveyors. We are a nationwide surveying practice and need more Chartered Surveyors, Chartered Builders or Assoc RICS professionals to join our company. We are looking for enthusiastic surveyors who can provide building surveys, homebuyers reports and associated services for the residential and commercial sectors. -These are home based positions […]

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May 30th, 2018

Our team is expanding

  Welcome to the latest members of the team; Frances, Jessica & Paula plus our five new surveyors out on the field. If you are experienced in: Surveying, Sales, Customer Service or Lettings please email jess@coseyhomes.co.uk with you CV for consideration.

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March 5th, 2018

Does your garden have Japanese knotweed?

  The presence of Japanese knotweed can slow a house sale down or even grind it to a halt. Getting the right advice on how to identify and treat it can ensure that the value of your home doesn’t suffer, and if you are buying, understanding knotweed can give you the confidence to negotiate and […]

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January 31st, 2018

What are ‘Searches’ when buying a house?

Property searches

‘Searches’ or ‘property searches’ are completed by your solicitor. They work with the local authority (and other organisations) as part of the home buying process. They use these to find out any information about the property. As well as any local development plans that may affect the home you plan to purchase. 9 of the […]

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January 31st, 2018

What do I need to pay for when buying a house?

Well generally the two most obvious are the deposit and the monthly mortgage repayment. Some mortgage provided are starting to lend up to 95% of the property value but deposits can vary between 5-20%. After you have this part figured out in your budget, what else do you need to think about when buying a […]

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January 31st, 2018

What do I get in a Building Survey?

A RICS Building Survey is designed to offer a more in-depth analysis about the condition of the property. These surveys focus on structural integrity and do not include market analysis like valuations and re-instatement costs. Like the HomeBuyers Report this survey will inspect each area and element and give an opinion on its condition. Where […]

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January 31st, 2018

What do you get in a HomeBuyer Report?

The RICS HomeBuyers report is a visual survey designed to give an overall opinion on the condition of a property. The report runs through the condition of each area of the property and will point out any visible defects. These will be marked using the RICS 321 traffic light system to identify the urgency of […]

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January 31st, 2018

What is the difference between a HomeBuyer Report & a HomeBuyer Survey?

A HomeBuyer Report is a survey inspection of a property. It will help you find out if there are any structural problems, such as subsidence or damp, as well as any other unwelcome hidden issues inside and outside the property you wish to buy. A RICS HomeBuyer Report means that a chartered surveyor who is […]

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January 31st, 2018

Who is classed as a first time buyer?

The general definition of a first-time buyer is ‘a person buying a house or a flat who has never owned one before and has no property to sell’. Basically, you aren’t a homeowner, an investor or simply mortgaging or re-mortgaging an existing home. This seems pretty obvious, so why is everybody talking about whether they […]

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