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Surveyors Bristol

Cosey Homes is a professional firm of Chartered Surveyors and structural engineers in Bristol and across the West of England. Our experienced team has worked with thousands of satisfied property clients providing expert advice, impartial guidance and a first-rate customer service. With 10+ years in business, we are accredited by the leading professional bodies in the UK including the Royal Institution of Chartered Surveyors (RICS), the Chartered Association of Building Engineers (CABE) and the Chartered Institute of Building (CIOB).

We have a wealth of local property knowledge and the technical expertise to carry out residential property valuations, RICS HomeBuyer Survey (Level 2) and full structural Building Survey (Level 3). Whether you are thinking of buying a small flat or a large house, a modern property or a period cottage, Cosey Homes can provide you with a thorough understanding of the condition of the building you are about to buy, enabling you to make an informed decision.

What types of survey are there?

An independent professional survey should be an essential tool in the purchasing process, regardless of whether you have specific concerns regarding the property you are thinking of buying. Many structural problems and other building issues may not be immediately obvious to the layman, requiring specialist analysis to disclose the full facts. Cosey Homes offer a wide range of surveys, reports and property valuations that are designed to provide you with this valuable information, presented in an easy-to-understand format.

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Lower Castle Street

Which survey should I choose?

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What can we help with?

Why is a mortgage valuation not enough?

A mortgage valuation survey is a property assessment that mortgage lenders commission to help them gauge the level of risk of the loan. Often no more than a brief tick-box exercise to check whether the property satisfies specified lending criteria, the assessor will produce a report for the sole benefit of the lender. A mortgage valuation is not an independent home survey – in fact, you may not even be eligible to see a copy of the report. And even if you see the report, it won’t give you any information about the condition of the property. For your own peace of mind, and to protect your own investment, an independent RICS home survey is highly recommended.

Which survey should I choose?

Choosing the right survey for your property and your needs can be a confusing decision. You are looking for the right level of detail to provide you with all the important information about the condition of the property so that you can make an informed purchase decision. The choice of survey – RICS Condition Report, RICS HomeBuyer Report or RICS Building Survey – depends on the property you are thinking of buying and we can help you make the right decision. The team at Cosey Homes are happy to bring their professional expertise to help you advise on the pros and cons of each type of survey, helping you make the best decision for your purchase.

Will gas and electrics be tested during the survey?

Whether you chose a Level 1 Condition Report, a Level 2 HomeBuyer Survey or a Level 3 Building Survey, the report will not contain any detailed insights into the property’s gas and electrical installations and services. This is because Chartered Surveyors are not qualified gas or electricity engineers, meaning we are unable to test services by law. Our surveyors will conduct a visual inspection of these elements and typically recommend that you ask a qualified professional to carry out further investigations for more detailed findings.

What is gazumping?

Gazumping is a perfectly legal (albeit generally frowned up) tactic that a property seller may decide to employ to his financial advantage, based on the fact that a property transaction only becomes legally binding at the point when contracts are exchanged. Until then, it is possible for another buyer to come along and make a higher offer, which the seller is perfectly within his legal rights to accept. If he does, you will be pushed out of the process and lose the property along with any monies spent on the purchase thus far.

How will I receive the survey report?

Once our surveyors have compiled the survey report and it has been checked for quality control, you will be sent your copy as a PDF document via email. Where required, we can also send a hard copy in the post to you for an additional fee. At Cosey Homes, customer satisfaction is key, meaning we will endeavour to work as swiftly as we can to deliver your report. As a rule of thumb, you should expect to receive your report within 5 working days from the date of the survey visit.

How long until I get my report?

At Cosey Homes, customer satisfaction is key, meaning we will endeavour to work as swiftly as we can to deliver your report. As a rule of thumb, you should expect to receive your report within 5 working days from the date of the survey visit.